DSP BlackRock Mutual Fund, a joint venture between the Indian financial firm DSP and BlackRock, the largest investment company worldwide. Previously known as DSP Merrill Lynch Fund Managers, the asset management company (AMC) has met the investor expectation for more than 19 years with improved advisory services.
The fund house thrives on bringing a new offer to the table while constantly updating the existing product offerings to appeal a wide investor base. It has different mutual fund schemes attuned to meet different financial goals that an investor may like to achieve over a period of time.
DSP BlackRock Mutual Fund Schemes can be classified into various categories. And depending on the category of fund, the asset allocation will differ. So, let’s start our session on the fund offers of DSP BlackRock Mutual Fund.
Types of DSP BlackRock Mutual Fund Schemes
The noted AMC has a myriad of equity, fixed income and hybrid schemes to offer. But which will suit you the most depends on your risk-taking capacity, financial goals and investment horizon. To have a better view of the schemes, it is necessary to read them carefully.
Top-performing Equity Schemes - Performed Strongly Despite Odds
These schemes would most likely suit the investors with a moderate or high-risk taking capacity. So, if you can take bigger risks, these schemes are calling you loud! You can choose from the following equity schemes which come to your screen one after the other.
Top 100 Equity Fund
Want to invest in an equity scheme which will put your hard-earned money in companies with strong fundamentals? Then, you should look to invest in Top 100 Equity Fund, which invests in the equities and equity-related securities of Top 100 companies by market capitalization in India. The investments made here can lead to enhanced capital appreciation over the long-term. Owing to the efficient asset allocation, it has given a Compounded Annual Growth Rate (CAGR) of 22.90% since its inception in 2003.
Opportunities Fund
The primary objective of the fund is to appreciate the growth of invested capital over the long-term. Besides, it also looks at generating income for the investors via dividend from the underlying securities. The fund has stood the test of time by providing a CAGR of 19.34% since its foundation in 2000.
India T.I.G.E.R Fund
The fund managers, in charge of the schemes, carefully analyze the changes brought in by the government with respect to the economy. Based on the changes, they allocate the assets in such a way that their long-term capital appreciation goal is fulfilled at best. From the time of inception in 2004 to now, the fund has posted a CAGR of 18.40%.
Which Debt Schemes Should You Go for?
The debt schemes of the fund house are directed mainly towards generating a regular flow of income for the investors. These schemes would be a perfect tool for someone with a low-risk taking appetite, mainly the retirees who want a regular flow of money to spend on their daily needs post-retirement. You can choose from the following top-performing debt schemes.
Constant Maturity 10Y G-Sec Fund
The fund, whose portfolio mainly comprises of government securities with a weighted average maturity of about 10 years, looks to generate returns commensurate with risk. The performance of the fund has been good with a CAGR of 11.19% in a time span of about 3 years.
Government Securities Fund
The fund eyes on generating returns from an investment portfolio comprising of the central government securities with a maturity of 1-30 years. Been in the existence for about 2 decades, the fund has withstood the challenges by offering a return of 9.99% from the time of its inception.
Banking & PSU Debt Fund
The focus of the fund is to generate regular income by investing mainly in debt and money-market instruments issued by banks and public sector undertakings. Since its inception in 2013, it has helped investors rake in a return of 9.46%.
Top Hybrid Funds to Bet for
These funds suit various classes of investors, be it the risk-savvy or the conservative ones, by providing regular income and appreciating the growth of the capital over time. The AMC has some top-notch hybrid funds that you can look to invest into.
Balanced Fund
The fund ensures capital appreciation by investing in a portfolio of equity and equity-related securities while also providing current income to the investors by keeping the money in high-quality fixed income securities. It has delivered a return of 15.67% in a span of 18 years.
Dynamic Asset Allocation Fund
The fund seeks capital appreciation through effective asset allocation between the specified equity and debt schemes of DSP BlackRock Mutual Fund based on the relative valuation of debt and equity markets. It can also invest some corpus in money-market instruments to ensure liquidity requirements are met. The fund, through its dynamic allocation of assets, has provided a return of 10.44% since its inception in 2014.
So, this article has put in place an exhaustive list of DSP BlackRock Mutual Fund Schemes to choose from. Your fund choice, however, should be based on your financial goals and risk-appetite.
Disclaimer – Mutual Funds are subject to market risks. Please read the scheme related documents carefully before investing.
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