Are you a new investor or an existing one? Hardly matters! Definitely, you must be wanting another professional experience for managing your investment portfolio. In that case, invest in Principal Mutual Fund scheme for your investments.
The fund house which has a powerful financial assistance, global expertise and experience of over 135 years in accumulating asset and managing asset of the parent company ie. The Principal Financial Group. This fund house seeks to offer new investment solutions to both retail and institutional investors. Moreover, ethical conformity in achieving financial objectives by offering quality investment and long-term financial solutions have profitably been able to earn the faith of masses with high levels of respect since the establishment of the company.
Irrespective of the economic conditions or market cycles-Principal Mutual Fund till now have continued to fulfill the needs of investors with high levels of integrity, respect and fairness which can clearly been witnessed in terms of growing assets under management(AUM) recorded at ₹ 5,347 crores as of March 31, 2017.
Here are the list of varied Mutual Fund schemes offered by Principal Mutual Fund:
1. Equity Funds
Do you wish to maximize your returns? Consider investing in equity funds of Principal Mutual Fund. These funds are suitable for those who have a high-risk taking appetite. Investors can allow their investments to multiply manifold or earn dividends for a longer-time frame exceeding one year and maximum 5 years time. These equity funds are open-ended schemes which can be purchased and sold at any time without any lock-in period. The following are the equity funds offered by Principal Mutual Fund:
- Principal Dividend Yield Fund
- Principal Emerging Bluechip Fund
- Principal Smart Equity Fund
- Principal Arbitrage Fund
- Principal Large Cap Fund
- Principal Growth Fund
- Principal Index Fund – Nifty
- Principal Equity Savings Fund
2. ELSS Funds
Do you wish to save tax while allowing your money to grow? Invest in Equity Linked Savings scheme which offers you a tax exemption of upto ₹ 1.50 lakhs under Section-80 C of the Income Tax Act, 1961. These funds are apt for high-risk investors(Individual, HUF and particular investors under Income Tax Act, 1961) and who look for capital appreciation over the medium to long-term. These schemes provide a three-year lock-in period and provide an easy method of offering tax benefit and an avenue for deriving the potential upside of investing in the equity markets.
Principal Mutual Fund offers only two ELSS funds as follows:
- Principal Personal Tax Saver Fund
- Principal Tax Savings Fund
3. Balanced Funds
Balanced Funds offers you a mix of both equity and debt instruments in the proportion which is indicated in the Scheme Information Document. These funds are apt for those investors who are seeking consistent and moderate growth. Principal Balanced Fund is the only fund which is provided by Principal Mutual Fund.
4. Debt Funds
Are you looking for secured returns which give you stablized returns? Consider investing in debt funds of Principal Mutual Fund which invests in fixed-income instruments like Bonds, Money Market Instruments, Government Securities(Gilts), Corporate Debentures etc. The main emphasis of this scheme is to invest in a composition of Debt and Money market instruments of different maturities( as per the Investment Objective). It further aspires to supplement a regular income while sustaining a suitable balance between yield, safety, and liquidity.
The following debt funds are offered by Principal Mutual Fund:
- Principal Dynamic Bond Fund
- Principal Short Term Income Fund
- Principal Debt Savings Fund
- Principal Money Manager Fund
- Principal Low Duration Fund
- Principal Credit Opportunities Fund
- Principal Government Securities Fund
5. Liquid Funds
Do you wish to avail immediate flow of cash at shorter time periods? Consider Investing in liquid funds which predominately invest in short-term instruments like commercial paper, certificates of deposit, treasury bills, government securities etc. These securities are secured and comprises of shorter maturity period which is suitable for those investors who wish to have medium returns on their excessive funds. Principal Cash Management Fund is the only liquid fund which is offered by Principal Mutual Fund.
6. Fund of Funds
Do you want to avail benefits across asset classes? Consider investing in Fund of Funds which aspires to provide the investor an opportunity to spread the risk by diversifying their investments across asset. The underlying securities for a FoF are the units of other mutual fund scheme either from the same fund or other funds of another asset management company. Principal Mutual Fund offers only two schemes in this category:
- Principal Global Opportunities Fund
- Principal Asset Allocation Fund of Funds
Disclaimer : Mutual Fund Investments are subject to market risks, read all scheme related documents carefully before investing.
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